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xChange.bg

No monthly fees and no subscriptions.

ServiceFee
Account, team, statementsFree
On-ramp. EUR / USD in, lands as USDC in your wallet1.5% · min €1
Off-ramp: to your bank or a recipient's (EUR, USD)1.25% · min €2
Transfers between xChange clientsFree · instant
On-chain send / receive (stablecoins)Network fee only
Visa cardComing soon

Two edges, one rule: 1.5% in, 1.25% out, into accounts in your name, out to yours or anyone you pay. Sending USDC to any wallet costs the network fee only, cents, seconds, any hour. EUR / USD conversion is automatic, nothing to convert, nothing to pay.