Where does the price come from?

The converter loads the current market price from CoinGecko, which averages prices across many exchanges. If the live price cannot be loaded, it falls back to an indicative price and says so under the result.

Why is the amount I receive lower than the market value?

Every way of converting charges something: a percentage fee, a spread between the buy and sell price, or both. The converter shows the market value first and then, for the coins xChange.bg handles, the amount left after its published all-in fee.

Why does 1 USDT not equal 1 euro?

USDT and USDC track the US dollar, not the euro. Their value in euros moves with the EUR/USD exchange rate, so 1,000 USDT is worth roughly the euro equivalent of 1,000 dollars on the day.

Can I sell USDT through xChange.bg?

No. xChange.bg works with USDC, Bitcoin and Ether. Several platforms licensed in the EU have stopped offering USDT to customers in the EEA, so many holders swap it to USDC before cashing out to a bank.

Does the result include network fees?

No. Sending coins from one wallet to another costs a network fee that depends on the blockchain and how busy it is. The converter covers the conversion only.

Is my amount sent anywhere?

No. The page downloads the current prices and does the arithmetic in your browser. Nothing you type is sent.

Crypto to EUR converter

By xChange.bg team
Published 3 November 2026. Updated 10 November 2026

Amount

USDT

Currency

Rate: 1 USDT = €0.8900
Market value: €890.00

Indicative price (live price unavailable)xChange.bg works with USDC, Bitcoin and Ether. USDT is shown at its market value only.

How the conversion works

The converter takes the market price of the coin in the currency you pick and multiplies, or divides when you go from money to crypto. The market price is a blend of what the coin trades at on many exchanges, published by CoinGecko and refreshed when the page loads.

That number is a reference, not a quote. The amount you actually receive depends on where you convert, because each platform adds a fee, a spread, or both.

What you would receive through xChange.bg

For USDC, Bitcoin and Ether the converter shows a second line: the amount left after the xChange.bg fee, which is all-in.

Direction	Fee	Minimum
Buying with euros or dollars	2%	EUR 1
Selling to your bank	2%	EUR 2

The fee comes off the amount you send. The 2% is the whole cost: no spread on the rate and no extra transfer charge. On small amounts the minimum is larger than the percentage, so the minimum applies.

Stablecoins and the euro

USDT and USDC are worth one US dollar each, so their price in euros follows the EUR/USD rate. When the dollar weakens against the euro, the same 1,000 USDC buys fewer euros, even though nothing happened to USDC itself. If you want to hold value in euros rather than dollars, keep that in mind before converting.

Bitcoin and Ether move fast

The price of Bitcoin and Ether can change by several percent within a day. The converter shows the price at the moment the page loaded. If you are about to sell, refresh the page right before you decide.

Convert a specific coin

Each coin has its own page with a table of the amounts people convert most often, rebuilt from the market price every hour.

Frequently asked questions

Where does the price come from?: The converter loads the current market price from CoinGecko, which averages prices across many exchanges. If the live price cannot be loaded, it falls back to an indicative price and says so under the result.
Why is the amount I receive lower than the market value?: Every way of converting charges something: a percentage fee, a spread between the buy and sell price, or both. The converter shows the market value first and then, for the coins xChange.bg handles, the amount left after its published all-in fee.
Why does 1 USDT not equal 1 euro?: USDT and USDC track the US dollar, not the euro. Their value in euros moves with the EUR/USD exchange rate, so 1,000 USDT is worth roughly the euro equivalent of 1,000 dollars on the day.
Can I sell USDT through xChange.bg?: No. xChange.bg works with USDC, Bitcoin and Ether. Several platforms licensed in the EU have stopped offering USDT to customers in the EEA, so many holders swap it to USDC before cashing out to a bank.
Does the result include network fees?: No. Sending coins from one wallet to another costs a network fee that depends on the blockchain and how busy it is. The converter covers the conversion only.
Is my amount sent anywhere?: No. The page downloads the current prices and does the arithmetic in your browser. Nothing you type is sent.